i think it's useful. i think it's more telling about the past rather than telling us about the future. >> what do you think actually pushed forward, a temporary programs like cash for clunkers, tax rebates, buying homes. all these things are great while they last but after that what happens? >> sure. some things like stock market moving up make people more comfortable. that's more telling about what's going to happen in the past than the future. we walk into this building every day. immediately we hear there are no signs of inflation, right? home prices are moderating. confidence improving, rally continues. someone walks in prime mortgage going to be a problem, commercial real estate a problem, inflation will come. do you think the rifbs right now relative to the signs of stabilization that we're seeing, which is the heavier? >> i think we've got to get economic stabilization together. we're still in a fragile situation. i think we're seeing lots of signs of recovery and could get a strong recovery. but f